Standard versus Enhanced Home Owners Policy of Title Insurance

Fraud is on the rise and the title insurance industry has not escaped its impact.  It can come in many forms. One fraud strategy is to record a phony deed in the land records that conveys your property to the fraudster.  Another way is when a fraudster attempts to sell your property to someone else or do a cash-out refinance.  Some companies offer title monitoring, but an Enhanced Home Owner’s Policy Title Insurance offers coverage that extend to include protection against forgery and impersonation.